Thinking about buying property in Esterillos, Costa Rica?
You’re not alone. This hidden gem on the Central Pacific coast has become one of the most sought-after destinations for homebuyers and investors alike. With its laid-back lifestyle, stunning beaches, and growing expat community, Esterillos offers the perfect blend of tropical beauty and real estate potential.
In this comprehensive 2025 guide, we’ll walk you through everything you need to know about buying property in Esterillos—from legal requirements to current market trends.
Why Buy Property in Esterillos, Costa Rica?
Esterillos is a quiet coastal town located just south of Jacó and north of Manuel Antonio. It’s divided into three main sections: Esterillos Oeste, Centro, and Este. Each offers a unique vibe, with beachfront homes, jungle lots, and mountain-view properties all within reach.
Benefits of Buying in Esterillos:
- Affordability: Property prices remain lower than more commercialized areas.
- Natural Beauty: Miles of uncrowded beaches and lush tropical surroundings.
- Strategic Location: Close to popular destinations yet removed from tourist chaos.
- Expat-Friendly: English-speaking professionals and a supportive community.
- Strong ROI Potential: Ideal for vacation rentals or long-term investment.
Can Foreigners Buy Property in Costa Rica?
Yes! One of the biggest advantages of buying property in Costa Rica is that foreigners have the same ownership rights as locals, including fee simple title ownership. This means you can legally own land and property outright, whether you’re a resident or not.
Pro Tip: Always work with a reputable bilingual attorney and a licensed real estate professional to navigate the process smoothly.
Types of Properties Available in Esterillos
There’s something for every type of buyer in Esterillos:
- Beachfront Homes: Wake up to ocean views and walk to the surf.
- Jungle Villas: Secluded homes surrounded by nature and wildlife.
- Residential Lots: Build your dream home from the ground up.
- Vacation Rentals: High potential for Airbnb or long-term leasing.
- Gated Communities: Secure living with shared amenities.
The Buying Process: Step-by-Step
Here’s how the typical property purchase process works in Costa Rica:
1. Find a Reputable Agent
Choose a local expert who understands the Esterillos market. Century 21 KS Investments offers extensive local listings and personalized service.
2. Make an Offer
Once you’ve found the right property, your agent will help you make a formal offer.
3. Hire a Lawyer or closing agent
Your real estate will connect you with the proper closing company which will conduct a title search, ensure all permits are in place, and help set up escrow.
4. Due Diligence
This includes land use checks, property boundaries, and tax history.
5. Transfer of Ownership
Once everything checks out, the purchase is finalized via a public deed through a Costa Rican notary.
Financing Options for Foreign Buyers
While most real estate in Costa Rica is cash-based, some Costa Rican banks and private lenders do offer financing to foreigners. However, terms can vary and may require:
- Higher down payments (typically 40-50%)
- Proof of income or assets
- Residency status (in some cases)
Another option is owner financing, which is more common in local real estate deals. When available owner financing provides a better financing opportunity to foreign buyers. Advantages of owner financing are:
- Flexible Terms: We offer customized financing solutions with terms that fit your budget and needs, allowing you to pay over time at competitive interest rates (no more than 6-8%).
- Simple Process: No need to navigate the complexities of local banks or meet their strict requirements. Our easy and direct process makes property ownership accessible to all. Century 21 KS investments will run you through the entire process of what is necessary and help to provide a solution.
- Lower Upfront Costs: You can secure your property with a relatively low down payment (20-30%), easing the financial burden of a large upfront cost.
Century 21 KS Investments is one of the only real estate companies offering Owner Financing in Costa Rica, so reach out to one of our agents to see if owner financing is an option for you.
Additionally Century 21 KS Investments is the only real estate company in Costa Rica offering the option to buy real estate with cryptocurrency. Feel free to reach out to our team for more information if this interests you.
Living in Esterillos: What to Expect
Esterillos offers a peaceful and scenic lifestyle. Some of the perks include:
- Reliable internet and utilities
- Fresh local markets and beachside dining
- Easy access to healthcare and education in nearby towns
- Year-round warm weather and surf-friendly beaches
Final Thoughts: Is Esterillos Right for You?
If you’re looking for a slice of paradise that combines natural beauty, investment value, and community charm, buying property in Esterillos, Costa Rica could be the best decision you’ll make in 2025.
Whether you’re planning to relocate, retire, or invest, now is the perfect time to explore this coastal treasure.
🏡 Ready to Find Your Dream Home in Esterillos?
Check out the latest listings at Century 21 KS Investments or connect with a local expert to start your property journey today.
